For Australian first home buyers
You're closer to your first home than the bank told you.
Noel knows what your income can really get you.
No credit check. No obligation. 30 seconds.
Find out what you can really borrow.
It takes 30 seconds to answer these questions, and one call to find out what the online calculators haven't told you.
- First home loans
- Pre-approval
- Borrowing power
- Government schemes
- Offset accounts
- Stamp duty & costs
- Guarantor loans
- No credit check
- Takes 30 seconds
- No obligation
Sound familiar?
- An online calculator said you could borrow one number, then the bank came back with far less.
- You've been saving for years, but prices keep moving faster than your deposit.
- You're both on good incomes, but you've never found out what you can borrow together.
- You know there's more than the deposit, but nobody's told you what you'll actually need on settlement day.
- You're engaged and want to be settled before the wedding, but you don't have a clear plan to get there.
What Others Have Said
Hi, I'm Noel
I spent 8 years inside NAB across treasury, business banking and home lending. I saw how credit teams actually assess first home buyers, and why so many people who could afford a home get told no, or get offered far less than they need.
Now I sit on your side of the table. I'm not tied to one bank. I look at your full picture, including both incomes, your savings, your employment and the schemes you may be eligible for. Then I work out which of 50+ lenders will give you the strongest position, and structure your application the way that lender needs to see it.
From your borrowing power and pre-approval to your upfront costs and setting up an offset properly from day one, the goal is the same: getting you into your first home with a loan that's built around you.
How it works
Answer 5 quick questions
Tell us where you're at, what you've saved and when you want to buy. It takes about 30 seconds and there's no credit check.
Book a call with Noel
A 30 minute call to go through your income, your savings and your goals, with no obligation.
Get your buying plan
What you can borrow, what you'll need upfront, which schemes you may qualify for and which lenders fit you.
We handle the rest
If you go ahead, we handle your pre-approval and application, deal with the lender and keep you updated through to settlement.
Your first home is closer than you think. Let's map out the way there.
Find out what you can really borrow in one 30 minute chat.
Enquire Now